Avenyou Finance originates and manages secured lending facilities to Australian businesses.
Use Avenyou Finance to Unlock Your Business's Potential.
Avenyou Finance can help your business grow by financing new initiatives, arranging cash for commercial property, and providing short-term financing for operational expenditures.
Facilities are structured on a transaction-specific basis, having regard to the nature of the security, borrower financial position and proposed repayment strategy.
How Avenyou Finance helps your company.
Lending Criteria.
Know how our credit standards are used to evaluate loans.
Lending opportunities may be made available to investors in connection with individual transactions.
Lending may include:
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first or second ranking mortgage security
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commercial, property and agricultural-related transactions
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short to medium term facilities
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structured or exit-based repayment profiles
All lending remains subject to formal credit approval.
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Each loan opportunity is assessed having regard to:
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borrower financial position and trading history
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nature and value of security
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loan-to-value metrics
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servicing capacity and cashflow
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defined exit strategy
All lending is undertaken in accordance with Avenyou Finance’s Lending Policy and is subject to review by an external Avenyou Finance Team.
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The lending process typically involves the following stages:
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Application received
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Preliminary assessment undertaken
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Indicative terms issued (where appropriate)
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Due diligence and information gathering
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Avenyou Finance Team review and decision
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Documentation and settlement
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Ongoing loan management
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Loan Management
Following settlement, Avenyou Finance manages each loan through to repayment.
This may include monitoring of borrower performance, security position and compliance with facility terms.
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